This is not to say that one is necessarily better than the other, just trying to point out some major differences. ![]() It's extremely convenient and makes me feel secure in that I'm always looking at the entirety of my financial landscape. I have my car loan, mortgage account, checking, savings, paypal, credit cards, amazon store card, retirement accounts, and student loans all linked into Mint - so everything I do is automatically imported into the Mint ecosystem. YNAB doesn't even try to compete, claiming it's for philosophical reasons but really, they just don't have the clout and resources that Intuit has. When it comes to online budgeting and expense tracking, there are plenty of solutions, but two of the biggest names in the business are Mint and You Need a Budget (YNAB). ![]() ![]() However, Mint has unbeatable integration with many different financial institutions. By downloading this free guide, you agree to receive regular updates on the latest cool apps, product reviews, and giveaways from MakeUseOf. The person who introduced me to Mint has switched to YNAB, saying, "Mint looks backwards, YNAB looks to the future." There may be some truth to this, as Mint and I are inseparable and I tend to overspend and try to reconcile it with my "budgets" after the fact.
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